Home and Land Appraisal Co. is your FHA certified appraisal companyHome and Land Appraisal Co. is TX state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured mortgage, be sure to hire Home and Land Appraisal Co., as we are approved and certified to handle FHA reports. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Home and Land Appraisal Co. is well-trained on how to follow the rules and regulations provided. Be sure to contact Home and Land Appraisal Co. if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA loan, it means it is secured by them. None of the funds are provided by the FHA; what the FHA does is make sure that the mortgage is insured in case the borrower doesn't pay their loan. The FHA and their loan programs are created to assist low-to-moderate income buyers help meet credit expectations if they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are particularly helpful to those homebuyers with less available starting capital. |